How to Budget Money – Budget Spreadsheet

Money comes in, money goes out. The question is….. do you know where it’s going?

Whether the answer is yes or no, there’s probably some room for improvement.

Create a Budget

Let’s create a spending plan to improve your finances in 2021 and beyond.

Using the paycheck to paycheck budgeting template will help you evaluate your current financial health. Project your cash flow for the entire year. And, help you determine how to reach your short-term and long-term financial goals.

Benefits of using a Budget Template

• Track your spending.
• Identify spending habits (good and bad)
• Become intentional with your spending, savings, investing, and debt repayment.
• Avoid missed payments; thereby, avoiding late fees.
• Avoid overdraft fees.
• Reduce or eliminate monthly expenses/subscriptions.

No excuses. Make a commitment to yourself to create a budget for your money. Save money. Pay down debt. Invest money. And, of course, spend some of your money intentionally.

Now’s the time!

Create a plan to reach your financial goals.

Download the free budget template to get started.

Click the Link – Download the Budget

Spreadsheet http://bit.ly/paycheckBT

You can do it! You just have to start.

Sherry Lou